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Joined 1 year ago
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Cake day: June 19th, 2023

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  • It’s a weird card in that the ShopYourWay program is originally the points program for Sears and KMart. However, the points can be redeemed for gift cards on Raise at $.01/each. So at 3% back on dining & groceries and 5% back on gas combined with constant bonus offers, I’m averaging like 8% back each purchase. It doesn’t come with any travel perks, but as long as points can be redeemed on Raise it’s an amazing cash back card for my needs.


  • Since you mentioned credit card rewards, I received another promotion for the Shop Your Way credit card (spend $750 and get $50 back for online purchases). I thought people were kidding about how often it gives cash back promotions, but I’ve had the card since November and have already gotten $485 back in just promotion dollars. Add in the Raise discount and it has been by far the most rewarding cash back card I’m aware of.