Perhaps the most interesting part of the article:

      • A_Random_Idiot@lemmy.world
        link
        fedilink
        English
        arrow-up
        1
        ·
        20 hours ago

        no, i said having a universal insurance would lower premiums significantly since there would be no corporate greed driving prices up for personal gain and everyone paying into a single pot.

        But please, keep stretching. You are apparently treating this topic like a yoga class and gotta stretch stretch stretch.

        • derf82@lemmy.world
          link
          fedilink
          English
          arrow-up
          1
          arrow-down
          1
          ·
          19 hours ago

          Greed is bad, but its large losses in certain areas due to climate change-induced disasters that is pushing up prices far more than greed. You are the one that is stretching credulity more than a contortionist getting ready for their act.

          And are you saying we should not have risk-based premiums? Sounds like you want the rest of us to subsidize living in a disaster prone area. I will gladly choose insurers that chops to drop clients in disaster prone areas so I can afford my insurance.