Perhaps the most interesting part of the article:

  • A_Random_Idiot@lemmy.world
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    21 hours ago

    no, i said having a universal insurance would lower premiums significantly since there would be no corporate greed driving prices up for personal gain and everyone paying into a single pot.

    But please, keep stretching. You are apparently treating this topic like a yoga class and gotta stretch stretch stretch.

    • derf82@lemmy.world
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      19 hours ago

      Greed is bad, but its large losses in certain areas due to climate change-induced disasters that is pushing up prices far more than greed. You are the one that is stretching credulity more than a contortionist getting ready for their act.

      And are you saying we should not have risk-based premiums? Sounds like you want the rest of us to subsidize living in a disaster prone area. I will gladly choose insurers that chops to drop clients in disaster prone areas so I can afford my insurance.