• Agent641@lemmy.world
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    8 hours ago

    Do people not aggressively prepare for this all the time? If you’re being paid $150k a year, you should live like you’re getting paid 75k a year and save the rest or use it to purchase some security for the future, like a years supply of pantry foods, or pay down your mortgage if you have one. I have a full-time job and two part time jobs, not because I need the part time jobs but because I’m watching the tech industry dissolve like tissues paper and I’m “holding my spot” in 2 unrelated industries.

      • Agent641@lemmy.world
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        2 hours ago

        I live in a capital city too, but if I’m not putting away at least 30 of my income, then I’m still living dangerously below my means. I have socialized healthcare but I’ve still experienced joblessness for 6 months, homelessness for 2 periods of about a year and a half each, and minimum wage. Being aggressively careful with money helped soften these situations, and now that things are going well for me ( I only just stopped living in my car in March) I’m still applying those same principles to my everyday budget.

    • ChickenLadyLovesLife@lemmy.world
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      7 hours ago

      Do people not aggressively prepare for this all the time?

      They do not. People making $150K a year think they will keep making that (and more) for decades to come, and it’s ludicrously easy to spend all that on useless shit. Shit, just drugs alone can take most of that.