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Joined 5 months ago
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Cake day: March 23rd, 2024

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  • You sure about that? I have a friend who thought that too but found out 7 years later that only a bankruptcy will disappear after 7 years, not just idle delinquint accounts. He needed to actually file for bankrupcy to make it go away. This was in Usa, NY; maybe it’s different other places.

    As a second “data” point: I have some accounts on my credit report that have not been touched in a decade+ yet they are still there (they are not delinquent).