Doesn’t this assume lifestyle creep, though? The housing market is a complete disaster, no argument there, but my partner and I will have our mortgage paid off in 17 years, and we’re not planning to move again. You don’t have to keep refinancing and moving to a new place, unless circumstances in your life have drastically changed.
FWIW, designers would likely forgo the high front but there are pedestrian impact standards that require a high front to pass. At low speeds, perhaps there’s a front camera to assist in parallel parking?