• PlutoniumAcid@lemmy.world
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    3 months ago

    Eupean banking apps refuse to launch on unlocked phones. And you need said banking apps as mandatory 2fa to log into your online banking system.

    So in EU you gotta choose between banking and rooting.

    • ISOmorph@feddit.org
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      3 months ago

      Don’t throw in all of europe into one pot. The banks in my country still sell separate PIN machines for 2FA, which work great.

      • PlutoniumAcid@lemmy.world
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        3 months ago

        Oh right, I completely forgot about the separate device that you have to plug into your computer and then also plug your card into the deviceand then enter your pin. It’s almost as convenient as having the phone app!

        • cheddar@programming.dev
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          3 months ago

          You are talking about the id card reader, not independent 2FA devices that generate codes. Also, in some countries you can get a SIM card with special certificates that can be used for identification and document signing, they work on virtually any modern phone. I think that feature uses the SMS protocol underneath, but I couldn’t find the confirmation.

        • ISOmorph@feddit.org
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          3 months ago

          Well that sarcasm definitely backfired mate. The device I have is a QR Code scanner that works like a phone, with the important distinction that I can do with my actual phone what I damn well please.

      • PlutoniumAcid@lemmy.world
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        3 months ago

        Didn’t work for me on a Samsung S6 or S10. Maybe I will try again some day but for now it’s not worth the risk of never being able to go back, thanks to the Samsung physical one-time fuse.

        My next phone should be a Pixel with Graphene…

      • progandy@feddit.org
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        3 months ago

        Which is only available for a limited set of devices, does not have root, locks the bootloader again and is probably professional enough to get banks to approve their signing key. For those reasons it is nor a viable solution for everyone.

        • ichbinjasokreativ@lemmy.world
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          3 months ago

          Fair point, I just wanted to mention that there are unofficial, de-googled OSs that do work with banking apps so that newbies don’t get the wrong impression

    • Something Burger 🍔@jlai.lu
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      3 months ago

      Depends on the bank. Mine (BoursoBank) works on a rooted Lineage phone. I only had to add it to Magisk’s exclusion list.

      • Grippler
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        3 months ago

        I only had to add it to Magisk’s exclusion list.

        Yeah you needed to install a program specifically to trick the banking app in to thinking it’s running on an unrooted device, because it otherwise won’t launch (because it’s rooted).

        I’ve used magisk before, and its a major PITA to use. Every time you update your phone you need to redo the whole process of setting up magisk again, which requires connecting it to your PC to and running commands in the terminal. Huge fucking PITA.

        • PlutoniumAcid@lemmy.world
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          3 months ago

          The apps of the three big European banks I have banked with were able to detect magisk and refused even when on the whitelist.

          • Grippler
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            3 months ago

            Yeah tell that to my LineageOS installation.I had to disable magisk to update, otherwise it failed, and then I had to re-add a magisk generated file with the flashing tool for magisk to work again.