Community Points allow members of Reddit communities to own a piece of their community, earn rewards for quality contributions, and unlock special features.
Read all about it at the above link. There’s way too much to process here. This is going to be wild.
User 1 has Wallet A. User 1 gets banned. Wallet A funds all gets transfered to Wallet B. User 2 now has all the funds and can be assumed to be User 1.