I appear to have misrepresented myself as someone who has actual money… That’s not really the case bud, I’ve been fighting your silly chart for decades, tooth and nail.
Go be a nurse or a teacher if you want a pension, or shop around for a government job… They’re still out there. They aren’t as common as they used to be by a damned sight, especially in trades, but you can still find them. I’d stay the fuck away from the postal service, those pensions are wired tight, but working up that chain involves being someone’s bitch until they retire basically (lots of “assistant” crap).
Expect to be paid less if your pension is union though. Sucks for decades, but you won’t have to sit there praying SS holds up. Pensions aren’t luck, they’re a compromise, just like anything else.
I work for the state. For the last decade or more, the pension has been a pittance (1% per year of service, takes 10 to vest). Better than absolutely nothing but still not enough even when you add it to SS. I put back what I can, but realistically I don’t think I’ll ever be able to afford to retire even with the pension.
I appear to have misrepresented myself as someone who has actual money… That’s not really the case bud, I’ve been fighting your silly chart for decades, tooth and nail.
Go be a nurse or a teacher if you want a pension, or shop around for a government job… They’re still out there. They aren’t as common as they used to be by a damned sight, especially in trades, but you can still find them. I’d stay the fuck away from the postal service, those pensions are wired tight, but working up that chain involves being someone’s bitch until they retire basically (lots of “assistant” crap).
Expect to be paid less if your pension is union though. Sucks for decades, but you won’t have to sit there praying SS holds up. Pensions aren’t luck, they’re a compromise, just like anything else.
I work for the state. For the last decade or more, the pension has been a pittance (1% per year of service, takes 10 to vest). Better than absolutely nothing but still not enough even when you add it to SS. I put back what I can, but realistically I don’t think I’ll ever be able to afford to retire even with the pension.