• irmoz@reddthat.com
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      11 months ago

      some of those 30% choose to not own a house

      [citation needed]

      And even if true, what do you think is driving that decision? Decisions aren’t made in a vacuum. I posit - it’s the financial burden.

        • irmoz@reddthat.com
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          11 months ago

          there’s always a significant additional bureaucratic cost when selling a house and buying another one.

          This really only affects landlords and estate agents. Most people looking for a home are looking for a place to stay for life, and any “bureaucratic cost”, if you’re purely talking about red tape, form-filling, phone calls etc, is more than worth it for a lifetime home. Again, citation needed. If you’re talking about a literal monetary cost… whoa, look at that - capitalism!

          renting has at least a single clear benefit beyond just being able to afford it: greater flexibility

          “Flexibility” is a daft measure, only useful for people who plan to move often, which, again, is not common, except in the case of people needing to move often for work, which - hey, it’s capitalism again!

          Also, the financial risk is almost zero when you rent.

          “Almost” is doing a lot of work in this sentence. The risk of being made homeless by your landlord for petty reasons is a pretty clear risk. Having your rent hiked is a financial risk. Having to bite the bullet and choose an expensive place to rent because it’s the only one reasonably close to work is a financial risk. Being under someone’s thumb to provide them income is itself an inherent financial risk.

          And by the way - what do you think causes the financial risk of home ownership, since you’re so intent on proving my point for me?

            • irmoz@reddthat.com
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              11 months ago

              Try and think a little more deeply. An accident in itself is not a financial risk. Even flooding isn’t inherently a financial risk. Do you know what is?

              Also, “market changes” is a part of what I’m pointing at ;)

              It’s capitalism!

                • irmoz@reddthat.com
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                  11 months ago

                  fosforus uses deflection!

                  It’s not very effective!

                  Answer me instead of making bad jokes, coward.

                  By the way - are you unaware of the incredible self own inherent in this? In your attempt to “recommend” a book for more information on these issues, you recommend “basic economics”. Well…

                • Cowbee@lemm.ee
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                  11 months ago

                  Oof, unironically suggesting Sowell? Might as well toss in Prager-U, or DailyWire.