Hey guys!

Visa and Mastercard are the 8th and 15th biggest companies in the world, worth more than 1.1T USD (!!!).

For any purchase made with a credit or debit cards and you give them 2-3% of your money.

That’s one the biggest waste of money from EU you can imagine.

I’m trying to find viable alternatives but except paying cash it seem there is no real alternative. Even in where I live there is an alternate payment service but they take the money from my mastercard, duh…

And the idea would be to have something even my grandma can use, not some nerdy solution, any thoughts?

Edit: Bitcoin would be a solution if widely adopted, but more realistic would be something accepted by every cashier machine, and if possible using the NFC of your phone, a kind of “Apple/Google” Pay, that goes directly from your bank to the bank’s shop. Where I live all debit cards are either visa or mastercard…

Edit2: There is an EU initiative that seem to be starting with WERO, never heard of it: https://en.wikipedia.org/wiki/European_Payments_Initiative

Edit3: It seem that Paysafecard and Skrill are EU solutions and sometimes proposed in the payment method, but not with STRIPE payment solutions

  • Sam A.
    2·
    3 days ago

    You still have to add a credit/debit card to it though.

    • CAVOK@lemmy.world
      3·
      3 days ago

      Not sure about Vipps/Mobilepay, but for Swish I don’t think you do. It’s connected directly to the bank account IIRC.

      • Sam A.
        2·
        3 days ago

        That’s nice. For MobilePay, you connect your bank account to receive money, but to send you need a card. You can also send using a bank account, but a card needs to be connected regardless (stupid design).